Effective Date: July 20, 2026
Company: DMaple Inc.
1. Purpose and Scope
This Risk Disclosure Statement (the “Statement”) is provided by DMaple Inc. (“DMaple,” “we,” “us,” or “our”) to explain important risks that may arise when using DMaple websites, applications, product interfaces, tools and related services (the “Services”).
This Statement is written for public disclosure. It is not an internal risk management manual, investment document, legal opinion or description of confidential compliance controls.
This Statement should be read together with our Terms of Service, Privacy Policy, Cookie Policy, Non-Custodial Statement, AML, KYC/KYB & Compliance Statement and any product-specific notices that may apply to a particular Service, route, asset, wallet, jurisdiction or transaction.
2. Key Points
- Digital assets, including stablecoins, carry risk even when they are intended to maintain a stable value.
- Blockchain transactions may be irreversible once broadcast or confirmed on a supported network.
- The DMaple Platform is designed to operate on a non-custodial basis. DMaple does not hold private keys, seed phrases or client digital assets on behalf of users.
- DMaple may apply KYC, KYB, sanctions, wallet screening, Travel Rule-related, transaction review, route review and other compliance controls.
- Supported assets, networks, partners, settlement channels and payment routes may change, be limited, delayed, suspended or unavailable.
- DMaple does not provide investment, legal, tax, accounting or financial advice.
3. Digital Asset and Stablecoin Risks
Supported digital assets may include stablecoins or other digital assets made available through the Services from time to time. Stablecoins are designed to maintain a reference value, but they are not risk-free.
Stablecoin-related risks may include de-pegging, issuer or reserve risk, redemption risk, liquidity risk, market stress, regulatory restrictions, issuer-level freezes or blacklisting, loss of market confidence, forks, network disruptions, technical incidents or operational failures affecting the asset or its issuer.
DMaple does not issue stablecoins, control stablecoin reserves or guarantee that a stablecoin will maintain any specific value, redemption right, liquidity level or legal status.
4. Blockchain Network and Transaction Risks
Digital asset transactions depend on third-party blockchain networks, validators, miners, nodes, smart contracts, wallets, blockchain infrastructure, internet connectivity and other technical systems outside DMaple’s full control.
Network congestion, outages, forks, protocol changes, validator issues, cyberattacks, smart contract vulnerabilities, failed broadcasts, delayed confirmations or incorrect transaction details may result in delay, non-completion, duplicate review, additional fees or loss of digital assets.
Once a transaction is broadcast or confirmed on a blockchain network, it may be irreversible. DMaple may be unable to reverse, recover, correct or cancel a transaction after it has been processed by the relevant network.
5. Non-Custodial Wallet and Key Management Risks
The DMaple Platform is designed to operate on a non-custodial basis. DMaple does not hold users’ private keys, seed phrases or recovery phrases, and does not maintain client digital asset balances on behalf of users.
Users are responsible for safeguarding wallet access credentials, devices, authentication methods, private keys, seed phrases, recovery phrases and connected wallets that they control.
Loss, theft, compromise or disclosure of wallet credentials, devices, private keys, seed phrases or recovery phrases may result in permanent loss of access to digital assets. DMaple may not be able to recover assets or restore access where the user controls the wallet or keys.
The use of partner infrastructure, supported payment routes, settlement channels or technical processing mechanisms does not, by itself, mean that DMaple acts as a custodian of client assets. The assessment depends on the actual transaction flow and whether DMaple controls private keys, client digital assets, deposit accounts or stored-value balances.
6. Technology, Cybersecurity and Account Access Risks
No website, application, wallet interface, blockchain network, payment system or internet-based service is free from technology or cybersecurity risk.
Risks may include bugs, outages, downtime, maintenance, interface errors, data display errors, API failures, malware, phishing, social engineering, unauthorized account access, credential theft, SIM-swap attacks, device compromise, email compromise, malicious links, spoofed websites or fraudulent communications impersonating DMaple.
Users should verify website addresses, communications, wallet details, payment instructions and recipient information before acting. DMaple will never ask users to disclose private keys, seed phrases or recovery phrases.
7. Third-Party, Partner and Settlement Route Risks
Some Services may involve third-party providers, infrastructure partners, banking or payment partners, payout partners, liquidity providers, wallet infrastructure, blockchain analytics providers, verification providers or other service providers.
Third-party or partner systems may be unavailable, delayed, restricted, declined, interrupted, changed, suspended or subject to separate terms, fees, compliance requirements and operational limitations.
DMaple does not guarantee that any specific asset, network, conversion, payout method, jurisdiction, recipient, counterparty, settlement route, fiat currency, digital asset or partner-supported flow will be available at all times.
8. Compliance, Sanctions and Regulatory Risks
Digital asset, stablecoin, payment, sanctions, AML/ATF, securities, consumer protection, tax, privacy and financial services laws may differ by jurisdiction and may change over time.
DMaple may restrict, delay, reject, suspend, cancel, limit or refuse access to a Service, account, transaction request, asset, wallet, counterparty, jurisdiction or payment route where required or appropriate due to law, sanctions requirements, compliance review, partner requirements, risk controls, incomplete information, unsupported activity or prohibited use.
DMaple is registered as a money services business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under registration number C100001133. Registration as an MSB does not mean that FINTRAC licenses, approves, endorses or guarantees DMaple or any Service.
9. Payment, Conversion, FX, Fee and Timing Risks
Where a Service involves fiat payments, digital asset transfers, conversion, settlement, payout, invoice payment or partner-supported processing, timing, availability, pricing and completion may depend on market conditions, network fees, foreign exchange rates, liquidity, partner availability, compliance review, banking rails, payment rails, recipient details and operational cut-off times.
Displayed amounts, fees, exchange rates, settlement times or transaction statuses may be estimates, may change before completion and may differ from the final amount received or settled.
Additional fees, network charges, partner fees, bank fees, intermediary fees, foreign exchange differences or recipient-side deductions may apply depending on the route and transaction type.
10. Business, Tax, Accounting and Recordkeeping Risks
Business users are responsible for determining whether their use of the Services is suitable for their business, customers, contractors, employees, suppliers, accounting systems, tax obligations, reporting obligations and internal controls.
Digital asset payments may create tax, accounting, invoicing, payroll, foreign exchange, financial reporting, audit, reconciliation or recordkeeping obligations. DMaple does not provide tax, accounting, legal or financial advice.
Users should maintain their own records and consult qualified advisers where appropriate.
11. Service Credits
Service Credits, where offered, are a product feature used to access, pay for or reduce the cost of eligible DMaple Services, subject to the applicable terms.
Service Credits are not deposits, stored-value balances, client funds, digital asset balances, securities, e-money, bank accounts or rights to redemption for cash unless expressly stated in applicable terms.
Service Credits may be subject to limits, expiry, suspension, cancellation, refund restrictions, product rules, compliance review and other controls described in the Terms of Service or product-specific terms.
12. No Financial Advice, No Deposit Protection and No Guarantee
DMaple does not provide investment advice, trading advice, legal advice, tax advice, accounting advice or financial planning advice.
The Services are not a bank account, savings account, securities account, insured deposit account or investment product. Digital assets and Service Credits are not protected by deposit insurance unless expressly stated by an applicable third party and required by law.
DMaple does not guarantee profits, avoidance of loss, asset value, stablecoin redemption, uninterrupted access, transaction speed, successful completion of any transaction or availability of any supported route.
13. User Responsibilities
Users are responsible for understanding the risks of using digital assets and blockchain-based services.
Users should verify recipient details, wallet addresses, payment instructions, invoices, routes, supported assets, network selections, transaction amounts, fees and compliance information before submitting a transaction request.
Users must not use the Services for unlawful, prohibited, sanctioned, fraudulent, deceptive or unauthorized activity and must provide accurate, complete and current information when requested.
14. Relationship to Other Documents
This Statement supplements, and does not replace, the Terms of Service, Privacy Policy, Cookie Policy, Non-Custodial Statement, AML, KYC/KYB & Compliance Statement and product-specific terms or notices.
If there is a conflict between this Statement and the Terms of Service, the Terms of Service will govern to the extent of the conflict, unless applicable law requires otherwise.
Nothing in this Statement limits any rights or obligations that cannot be limited under applicable law.
15. Changes to this Statement
DMaple may update this Statement from time to time to reflect changes in the Services, supported routes, assets, partners, technology, risks, legal requirements, regulatory expectations or business practices.
The updated version will be posted on the DMaple website or made available through the Services. The effective date will indicate when the latest version applies.
16. Contact
Questions about this Statement may be directed to:
DMaple Inc.
Email: legal@dmaple.com
Attention: Privacy & Compliance Contact