How Secure Transit Account Works

A Secure Transit Account (STA) is a temporary area where incoming payments arrive before they reach your main balance.

Think of it as a small waiting room: money goes there first, gets checked, and only then moves into your business account.

Why this exists

Incoming payments can come from different clients, wallets, countries, or platforms. Some transfers may look unusual, contain mistakes, or trigger risk checks.

The Secure Transit Account adds an extra layer of safety. Before any payment reaches your main balance, the system reviews the transfer in the STA, checking the sender, the wallet history, and the transaction pattern. Nothing is credited to your account until these checks are complete.

What happens when someone sends you money

Your client sends funds
Instead of going straight to your main balance, the payment is placed into the STA.
The system checks the payment
This includes wallet risk, sanctions lists, unusual patterns, or anything else defined by your compliance settings.
If everything looks normal
The funds automatically leave the STA and appear in your main account.
If something looks unusual
The payment stays in the STA.
You receive a notification, and your compliance policy decides what to do next (release it or block it).

What you see on your dashboard

Incoming payments appear as “In Review”.
This means the money is in the STA and checks are in progress.
Once checks are done, the status changes to “Cleared”, and the amount is added to your main balance.
If the system needs your input, you will see a hold status and a message explaining what triggered the review.
Every event, review, release, hold, is saved in your reports so you can track the full history.

Business Value

Without an STA, payments reach your balance before being checked, which increases risk. With an STA, every incoming transfer is screened first, issues are caught early, and your compliance process becomes simpler. You also keep a clear record of all checks for partners and auditors.

‍In short: the STA protects your main balance by reviewing each payment before it’s credited, making your cash flow safer and your reporting cleaner.

Keep Exploring

New at DMaple Blog

DMaple at SWITCH 2025 in Singapore

From 29 to 31 October 2025, DMaple took part in SWITCH 2025 — one of Singapore’s major events for innovation and technology.

Learn more

How to Choose the Right Currency for Your Transfer: USD, EUR or a Stablecoin?

When sending money abroad, the currency you choose affects fees, speed, and how much the recipient receives.

Learn more

How USDT Payments Turn Into Money in a Canadian Bank Account

Cryptocurrency is moving into everyday business. One of the most practical use cases is getting paid in USDT and cashing out to a Canadian bank account in CAD.

Learn more

Simple transactions. Secure transactions.
What to do with your free time
Simple transactions.
Secure transactions.
What to do with your free time
Discover More